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Platform launches its B2L self-cert product

Platform has launched House Plus, a buy-to-let mortgage product which uses self-certified income rather than rental income to assess a borrower’s ability to repay.

The product enables borrowers to enter into the buy-to-let market without the need to prove their rental income, unlike standard buy-to-let products. The borrower is only required to certify that their income will be sufficient to cover both the residential and buy-to-let mortgage payments.

House Plus is available in two and three-year fixed rates options as well as a lifetime tracker product. It is available up to 85% LTV with rates starting as low as 5.79%.

Paul Hunt, head of marketing at Platform, says: “We found a buy-to-let product using self-certified income rather than rental cover would be popular with brokers so we have brought House Plus to the market to meet this demand.


SPML reduces fixed rates

Southern Pacific Mortgage Limited has reduced the rates on its two year and three year fixed rates. All options within the two year fixed rate until March 1 2008 have been reduced by 0.15%, with rates starting from 5.34%. Three year fixed rates until March 1 2009 have been reduced by 0.05%, with rates also […]

Home transactions are poised to rise

Research carried out by provides evidence that the number of homes being bought and sold will grow strongly in the new year.

RICs says government plans flawed

Ahead of the pre-Budget announcement on Monday 5 December, the government’s plans for a planning gain supplement are topic of much debate, and particularly how they relate to housing supply.The Royal Institute of Chartered Surveyors says the government’s proposals to capture uplift in land value after planning consent has been awarded are flawed. It says […]

Get your New Year off to a flying start

Ross Jackson, Senior Marketing Manager There’s no denying that these days we expect things quickly. You might have noticed it first-hand during the flurry and rush of the Christmas period. The fact is that in a world of smartphones, social media and click and collect, most clients expect to get an instant response and a […]


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