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Tiuta helps to fund children’s hospital

Tiuta has raised £3,050 for Great Ormond Street Hospital children’s charity.

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Myners: government wants to ensure the future of mutuals because they add diversity and offer a strong business model

Treasury consults on the way ahead for mutuals

The Treasury has published a discussion document setting out options for securing the long-term stability of the building society sector. The paper seeks views from investors, members, societies and others on options for: – New, more resilient capital instruments (ranking as core tier 1 or tier 1),– Modifications to existing capital instruments to make them […]

Reading out the figures he proved in detail that they had more oats and turnips than in Jones’ day.’ George Orwell Animal Farm

The month at a glance

A self-serving Budget speech was a disappointing climax to March, with chancellor Alistair Darling’s belated attempt to help first-time buyers coming at the end of a period that contained a mixed bag of news for lenders

Savvy lenders are still making use of income multiples

We all know that in recent years, more lenders have moved from crude income multiples to more sophisticated affordability calculators in assessing what clients can borrow. But are they really more sophisticated? Let’s take two different households and drive them through the two models and see where we end up. The first is a household […]

BANK OF ENGLAND:  CREDIT SUPPLY TO REMAIN THE SAME

Lenders plan to offer high LTV deals soon

Lenders have told the Bank of England that they intend to launch higher LTV products in the next three months. The Bank regularly polls lenders about lending conditions in the previous three months and the next three, then compiles the results quarterly as part of its Credit Conditions Survey. The latest survey, for Q1 2010, […]

Advice or guidance? That is the question

The Retail Distribution Review (RDR) brought many benefits to the UK pension industry, but it also created an advice gap, resulting in consumers with the smallest funds struggling to access advice at a suitable price By Justin Corliss, Business Development Manager The Financial Advice Market Review (FAMR) produced in March 2016 aims to remedy this, […]

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