Name: John Rice
Company: Regulatory Alliance of Mortgage Packagers
Job Title: Managing director
Where do you live? Emsworth, Hampshire
Describe your current job:
Working with RAMP members and lenders on regulatory issues and building relationships with lenders for the alliance. A normal week will see me meeting some of the 10 packagers that form the board of RAMP and also negotiating with lenders to ensure that the products they offer RAMP are the best that can be found. Most days I am on the road but I try to spend at least a day or two at head office, Cams Hall near Fareham. It is great seeing something that has been on the drawing board for some months come to life in the way that RAMP has done.
What was your first job?
Trainee manager at Zurich. It was at the other end of the spectrum compared with my current job. At the tender age of 18, I was involved a lot with process and administration. Now most of my time is spent on strategy and looking at the big picture. What was your last job? Trainee landscape gardener. I was taking a short period of recreational leave between working at The Mortgage Lender as sales director and RAMP. It did wonders for my horticultural skills and increased quality time with my wife.
What have you done in between?
Mortgages, mortgages, mortgages, including with Nationwide, Kleinwort Benson, Hypo Bank, Birmingham Midshires, GMAC Residential Funding and The Mortgage Lender.
What has been the defining point of your career?
Having children and therefore not retiring as early as I had planned. Instead of wandering the fairways of Europe it looks as though I will be supporting my family for some time to come.
Still, I'm sure I would have found early retirement a bit of a bore – eventually.
And the most embarrassing?
When being interviewed for the managing director's role at RAMP I had to come clean about having Birmingham Midshires – the packagers' friend – on my CV! Given that I was suitably apologetic about this, it was not a problem.
Do you have a mortgage?
Not for a few years now. But I guess if I can't sell the kids on the internet I may be forced back into the market.
What's your favourite restaurant?
On the Quay, which is right where I live in Emsworth. A fishing village that boasts a Michelin starred restaurant – what a sublime combination.
What's the most you have spent on dinner for two?
Way too much and way too often. And it's never the food. I have a rare medical condition which manifests itself through an immense thirst for expensive red wine.
What is your favourite band?
Great link from the previous question – Dire Straits. I also like a lot of girl singers like Kylie, Britney and Beyonc… for a variety of reasons.
What's your favourite tipple?
Anything from Michael Bolton's cellar! The yummiest £5.99 wine is an Australian from Majestic, Noble Road Merlot. And lager top obviously.
Do you have any hobbies and interests?
Golf (played increasingly badly), lavish corporate entertainment (the receiving of), lying to my near-perfect wife about the amount I drink and footy (I'm a season ticket holder at the home of the finest team in Europe, the mighty Pompey).