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MP set to fight landlords&#39 corner

Plans for the licensing of private rented accommodation have been revived by the government with lobbyists pushing for the licensing of houses of multiple occupancy (HMOs) in the next Parliament.

Speaking at the October meeting of the Small Landlords Association, lobbyist Ron Bailey reaffirmed several MP&#39s intention to pass a bill that could see local authority licensing of properties with five or more tenants. Labour MP Dr Des Turner saw the defeat of his own Home Energy Conservation Bill in August due to legal challenges and a lack of Parliamentary time, but renewed efforts are underway. Concerns have been raised by landlords in England and Wales following the introduction of HMO licensing in Scotland. In some boroughs landlords face annual licensing charges of £600 and landlords groups are keen to avoid it happening south of the border.

But Bailey told Mortgage Strategy: “Nothing is inevitable in politics, but there is strong support for this Bill and it is likely that we will see legislation in the next session. Private members&#39 Bills are presented in November and at least one MP will take up the cause.” And John Socha, chairman of the Small Landlords Association, adds: “It does look inevitable. Though this shouldn&#39t present too many difficulties to prospective landlords, we expect the government will try and pass the Bill as it is in its current form.”


Guardian/PAA deal means Unlimited leads

Professional Adviser Alliance members are now able to receive leads from 450,000 Guardian Unlimited has reached an agreement with The Guardian&#39s website, Guardian Unlimited, to provide mortgage, credit card and loan channels exclusively on Money Unlimited, the dedicated money section of the site.Money Unlimited receives 450,000 visitors a month. These will be able to […]

Sun pumps up volume

Sun Bank&#39s service was pushed to breaking point this summer after a 300% surge in applications in under three weeks, Paul Howard, director of sales and development, confessed last week, writes Harriet Williams.Howard told delegates: “To say our service was stretched would be an understatement. The costs of managing loss leaders are very significant. Over […]

APS adds the Derbyshire to direct panel

The Derbyshire Building Society has joined the APS Europe lender panel. The Manchester-based mortgage club will offer intermediaries the full range of products from the Derbyshire on a direct submission basis. The Derbyshire, via its dedicated intermediary channel, has recently launched a new range of three and five year discounted rates to go with its […]

BBI and ABU launch new corporate social responsibility guidance

The British Bankers Association and the Association of British Insurers have launched new corporate social responsibility (CSR) guidance. The two organisations believe that CSR is now less a choice and more of a necessity for businesses to flourish. With FTSE 4GOOD-type indices, the recent ABI Socially Responsible Investment guidelines, and ever increasing scrutiny of corporate […]


Guide: day-to-day tasks ​— can your system manage?

This guide from Johnson Fleming will take you through the required communication and also give ideas for additional actions that will ensure your auto-enrolment project is a success. As well as highlighting what is required from a system to ensure it is up to the tasks, an overview of the following is also provided: data validation; data categorisation; employee communication; opt-in process; opt-out process; produce contribution schedule; contribution reconciliation process; upload of member data to pension provider; upload contribution to pension provider; manage salary sacrifice process; enrolment process; re-enrolment process; and management of increased employee queries.


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