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Advantage changes self-cert criteria

Advantage has changed the criteria of its self-cert product.

First-time buyers now have access to an increased LTV of 90%, up from 85%. In addition, fees can now be added up to a maximum LTV of 97%.

Aimed at the mainstream market and launched in March this year, Advantage’s self-cert range of products is available to both employed and self-employed borrowers.

David Connolly, head of product development at Advantage, says: “We always strive to adapt our products to meet the needs of intermediaries and their clients and this is reflected in the increased LTV now on offer to both employed and self-employed borrowers.”

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Guide: Johnson Fleming produces auto-enrolment checklist

For a job as big as managing the auto-enrolment changes, it’s important to know what has been completed and what still lies in front of you to give you the reassurance that everything is in hand. Getting the planning and project management right at the outset can help you see the path ahead and ensure everyone knows their roles and responsibilities. To help with this, Johnson Fleming has produced a checklist outlining every step that needs to be taken when preparing for auto-enrolment.

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