Advantage changes self-cert criteria

Advantage has changed the criteria of its self-cert product.

First-time buyers now have access to an increased LTV of 90%, up from 85%. In addition, fees can now be added up to a maximum LTV of 97%.

Aimed at the mainstream market and launched in March this year, Advantage’s self-cert range of products is available to both employed and self-employed borrowers.

David Connolly, head of product development at Advantage, says: “We always strive to adapt our products to meet the needs of intermediaries and their clients and this is reflected in the increased LTV now on offer to both employed and self-employed borrowers.”