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83% Of brokers think HIPs should be scrapped

The government says it will press ahead with Home Information Packs, but most Mortgage Strategy Online readers think they’d be better consigned to the dustbin. A massive 83% say HIPs should be scrapped while just 17% say they should come into force.

This week, Mortgage Strategy asks: “Do you think the housing market is slowing down?”

Q: Should Home Information Packs be scrapped?

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The numbers paint a positive picture

Say what you like about this industry but when it comes down to it, we all play the numbers game. ‘Lies, damn lies and statistics’ is a catchy aphorism, but it’s better to put your faith in numbers – as long as they come from reliable sources – than any other method of long-term benchmarking.

Muddled thinking on HIPs must end

The government’s humiliating U-turn over Home Information Packs followed last minute negotiations with the Royal Institution of Chartered Surveyors.

Mortgage Strategy comes out top in reader survey

Mortgage Strategy was crowned the top UK mortgage trade title in a poll of brokers by the Mortgage Support Network last week.Some 1,000 industry professionals responded to the questionnaire from MSN, 53% of which are practising mortgage brokers.Of these 500-plus respondents, MSN says it was a near-perfect 50-50 split between directly authorised and appointed representative […]

Em-financial picks prize winners

Em-financial has revealed the winners of its May roadshow competitions. They were Lee Mynard from Mortgages 360 and Chris Banks from A C Finance.

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Changes to capped drawdown tables

The tables used for capped drawdown maximum income calculations have been updated. We look at the reasons for the change and what the impact could be. Changes to capped drawdown tables Capped income drawdown involves taking a pension directly from a fund instead of buying an annuity. However, there’s a limit on the maximum amount […]

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