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Simon Little, senior product and marketing manager, GE Life

“Regulation was painful initially but looking back, what was all the fuss about? Anything that gives comfort to consumers – and the Key Facts Illustration in the lifetime mortgage market has done that – is a good thing.”

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Buy-to-let yields rise in South-East and London

Paragons October buy-to-let Index shows yields have risen in the South-East by 0.8% and in Greater London by 0.1%. Out of the 10 regions, the South-East and Greater London have consistently displayed the lowest yields due to higher property prices, yet yields have risen in both regions this month on the back of higher rental […]

Friends Provident tops Defaqto survey

Friends Provident, the FTSE 100 life and pensions company, has come out top for service in a survey of 400 IFAs conducted by financial services research specialists Defaqto. Defaqto asked intermediaries to rate their experience of providers over the last six months in nine categories, image and reputation, administration of new business, existing business and […]

UCB launches two-year tracker

UCB Home Loans, the specialist lender of Nationwide, is broadening its self-cert mortgage range with the introduction of a two-year tracker with no early repayment charge on Monday October 31 2005. The product will be priced at Bank of England base rate plus 1.29%, giving a current rate of 5.79%.On the same date, the lender […]

Pink launches fixed rate self-cert product

Pink Home Loans has launched a fixed rate self-cert product funded by Platform.The product offers a fixed rate of 4.95% until March 1 2008 up to 85% LTV, with 0.25% cashback and no early repayment charge overhang or higher lending charge.Nic Ekin, lender relationship manager at Pink, says: “This exclusive self-cert rate of 4.95% fixed […]

Creating opportunity out of change

By Denise Wond, marketing manager The buy-to-let market has recently been the subject of a raft of tax changes, all of which make it a less profitable and less appealing proposition for investors. In response, we’ve seen a dip in demand for BTL mortgages and that’s bad news for many advisers who will now be looking […]

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