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Paul Hunt, head of marketing, Platform

“Intermediaries are now far more reliant on lender online technology than before. And despite predictions to the contrary before M-Day, packagers are still here and still thriving.”

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Draft laws on HIPs rumoured to be published today

Reports in The Times today say that deputy prime minister John Prescott will today finally publish draft laws on home information packs. From Spring 2007 anyone selling a home will have to provide potential buyers with a HIP, which will include evidence of ownership, local authority searches and a new home condition report before they […]

It’s time lenders called time on ERPs

It would be easy to mask the real reason for my calling time on early redemption penalties by saying it would make it easier for consumers to understand how mortgages work. But I won’t. The truth is that ERPs can and often do stop home owners moving or remortgaging.

Pink launches self-cert fixed deal

Pink Home Loans has launched a self-cert fixed rate product funded by Platform.The product offers a fixed rate of 4.95% until March 1 2008, up to 85% LTV, with 0.25% cashback and no early repayment charge overhang or higher lending charge.Nic Ekin, lender relationship manager at Pink, says; “This exclusive self-cert rate of 4.95% fixed […]

Only 20% of home owners consider flood protection

One in three UK flood victims fear the threat of flooding is increasing, and nearly half believe their property will be at risk again, new research reveals.Despite this, 80% of home owners say they would not consider making changes to their homes to provide better protection against flood damage. This is why Norwich Union is […]

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