LloydsTSB warns of Halloween insurance claims

As millions prepare for tonight’s Halloween parties, Lloyds TSB Insurance is warning homeowners to brace themselves for a spate of trick or treating disasters.

The insurer says claims for malicious damage could triple following Halloween this year. After October 31 last year, insurance claims shot up by almost 150%.

Some of the quirkier claims made following last year’s Halloween celebrations included a window shattered by a trick or treater’s broomstick, a sofa ruined by candle wax, a garden shed wrecked by trick or treater’s dressed as witches, a carpet burnt by the flame in a pumpkin thrown into a hallway, and a carpet stained by blood, fake presumably.

Phil Loney, managing director of Lloyds TSB Insurance says: “With trick or treaters out in force at Halloween, a rise in claims for malicious damage to our homes might be expected. But the fact that claims triple might come as a surprise. It shows that while ghosts and ghouls may not be a threat, we should still do everything possible to protect our homes.”

“However, no amount of care can give a home complete protection and unfortunately tales of broomstick and pumpkin related incidents are to be expected at this time of year. That’s why it is so important to check that you have insurance to cover your home if the trick or treaters strike.”