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Infinity update

Infinity Mortgages has made significant improvements to its lending criteria with higher income multiples. Customers can now benefit from main income multiples raised to 4 x, joint income multiples raised to 3.5 x, and buy-to-let LTV raised to 85%.

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BoE releases mortgage figures for September 2005

The Bank of England today released its mortgage figures for September 2005, which show a steady increase in the market for home loans. Total net lending to individuals in September increased by 9bn, broadly in line with the 8.9bn increase in August and the previous six month average. Within the total net lending secured on […]

Brokers say MEX should have named dodgy BDM

An overwhelming 73% of the industry says Mortgage Express should have named and shamed the business development manager found to have been advising brokers how to mis-sell self-cert mortgages. While MEX withheld the name of the individual involved for the sake of their career, it seems brokers take a dim view of anyone or anything […]

Advantage launches workshops for e:valuate

Following the successful launch of e:valuate, the online sub-prime mortgage sourcing solution from Advantage Home Loans, a series of nine regional workshops have been launched to spread the benefits to brokers direct of how e:valuate aims to revolutionise the way brokers source sub-prime deals.Kate Huet, marketing director at Advantage says: We are excited and proud […]

Law firms plan will not give cowboys free rein

Salans says moves proposed in a government white paper will not mean cowboys are free to buy and run law firms, despite industry concerns. The plans were published last week and propose that external companies would be able to take 100% ownership of law firms, meaning they could be floated on the stock market. The […]

taxes

Out from the long grass? An IT and NI merger

Those with a long memory will recall that at the start of the last parliamentary term George Osborne announced his intention to merge income tax (IT) and national insurance (NI).  Headline grabbing as the initiative was, the reality of the complexities, challenges and costs of such a move resulted in this idea being kicked into the political long grass.

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