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em-secured sees record number of completions

October has seen a record number of completions for em-secured the sub-division of em-group that provides brokers with further opportunity to generate business.

Secured loans offer alternative solutions to clients looking for finance and can be the ideal route for those who, for whatever reason, cannot proceed with a remortgage on their properties to obtain funds.

Simon Mouncher, operations director at em, says: em-secured loans must be looked at as a real substitute to remortages. A secured loan takes the form of a second charge on the property and offers a fast efficient way for clients to obtain funds and for brokers to retain business that would normally disappear upon decline of a remortgage.

An em-secured loan does not always require a survey or references and brokers who use the services of em-secured have access to excellent commissions as well as fantastic rates that will help them attract and maintain substantial business volumes.


Predictions of swing from DA to AR dismissed

Predictions of a swing to appointed representative status has been dismissed by Expo attendees.When asked whether they expect to see more advisers move from directly authorised to appointed representative status, over 58% of registered Mortgage Business Expo London attendees say no.Of 3,250 registered Expo attendees polled, 41.6% say they expect to see a swing from […]

Buy-to-let yields rise in South-East and London

Paragons October buy-to-let Index shows yields have risen in the South-East by 0.8% and in Greater London by 0.1%. Out of the 10 regions, the South-East and Greater London have consistently displayed the lowest yields due to higher property prices, yet yields have risen in both regions this month on the back of higher rental […]

Online credit reports updated

Callcredit has responded to feedback from its customers by launching updated versions of its two online credit reference reports, CallReport and SHAREReport. The updated reports are claimed to be more intuitive and user friendly.

32m projects to tackle homelessness

Nationwide over 32m is being given out to develop new ways of tackling homelessness more effectively. The successful projects were announced today by housing minister Yvette Cooper.The Cross Authority Lettings Agency project in Gloucestershire and Somerset has received 160,000 towards its work to set up a ‘virtual property shop’, aimed at preventing homelessness before a […]

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Mothers missing out on millions

New HMRC figures show number of ‘mothers missing out on millions’ in pension rights has doubled in two years – Steve Webb Figures published on 24th March by HM Revenue & Customs show a doubling in the number of mothers missing out unnecessarily on vital pension rights because of a change in the rules on Child […]


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