statutory regulation of the mortgage industry is one year old today and the Association of Mortgage Intermediaries has launched its One Year On campaign to mark the occasion.AMI hopes intermediaries will download its One Year On document from website www.a-m-i.org.uk and fill it in, detailing their experiences and gripes since Mortgage Day. The information compiled will be conveyed to the Financial Services Authority when it reviews the Mortgage Conduct of Business and Insurance Conduct of Business rules. Chris Cummings, director-general of AMI, says: “One Year On gives intermediaries the chance to contribute to the nature of the regulations they work with every day. There have been some difficulties since M-Day but these will not be addressed properly unless we have feedback and positive engagement from the industry. “The FSA is committed to being a regulator that is easy to do business with and, to its credit, it has listened to the industry in previous consultations. Though firms have undertaken a significant learning curve in the past 12 months, it would be a great help if some areas of regulation could be clarified and simplified. “It is in the interests of the regulator, intermediaries and consumers that the mortgage rules work effectively, and the sooner the better. “By taking the time to register their experiences, intermediaries can help make One Year On a significant step in the right direction.” You can download the document and submit it online to AMI, or at stand G48 at this year’s Mortgage Business Expo on November 16 and 17.