A thin argument for higher proc fees is better than none

From Richard Griffiths

Jeff Sutherland-Kay is quite correct in saying my argument for higher proc fees is woefully thin (Mortgage Strategy Letters October 10) but you have to start somewhere.

Woefully thin is better than nothing at all. With or without the co-operation of the lenders (probably the latter), I intend to put some meat on the bare bones over the coming months and years.