The regulator must look more closely at lenders, not brokers

I recently asked an employed chef for payslips and a P60 only to be told his employer provides neither.

He went along to his local Halifax branch and – surprise, surprise – it told him this was not a problem. We brokers don’t lend and supply everything lenders request so why make us responsible for income verification?

The regulator should scrutinise lenders more closely and stop picking on us little guys.