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London Economics looks at role of non-credit bodies

London Economics has been commissioned by the European Commission’s DG-Internal Market to look at the role and regulation of non-credit institutions in EU residential mortgage markets.

According to the brief, a non-credit institution is one that is allowed to provide residential mortgage loans and is not regulated as a credit institution in the country of interest.

The idea is to construct a database detailing whether non-credit institutions in EU mortgage markets are permitted (or not) to provide mortgage credit, how they are regulated if they are allowed to provide mortgage credit and the scale and size of their activities in the mortgage market.


Connells adopts Key software

Connells estate agents has signed on to use the Key, Mortgage Brain’s business management, mortgage sales and compliance process system.By using the Key Connells will computerise its point-of-sale mortgage business management processes and integrate its existing back office, reporting, compliance and client management functions consistently and efficiently with the system.The Key says this will allow […]

B2L investors’ gearing falls

Buy-to-let investors’ gearing has declined to 36% – its lowest level since May 2007, Paragon Mortgages has revealed.

Natalie Martin

It may not seem like it at the moment, but somewhere in among the current problems in the market there lays a silver lining and it is directed at packagers. Some may not have realised it yet, but packagers are going to be needed more than ever in the current market, not only will consumers […]

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Thinking of expanding overseas?

Whether you’re a small company or an established larger employer, expanding overseas into emerging markets can be an extremely attractive prospect for growing your business. However, with this comes a duty-of-care requirement to any staff based overseas.


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