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Moody’s has 14 lenders in downgrade review

Moody’s has 14 lenders in downgrade review Moody’s has put 14 banks and building societies under review for a possible downgrade. The list includes Lloyds TSB, Santander UK and the Royal Bank of Scotland.


Halifax demands proof of repayment plan for interest-only

Halifax Intermediaries will now require evidence of the repayment plan for borrowers taking out an interest-only mortgage before it proceeds to offer stage. From Tuesday Halifax Intermediaries will only proceed to offer stage if the repayment plan is on its list of acceptable vehicles. Existing customers will also be required to give evidence of a […]

Paul Nye

Tesco entry shows its confidence in market

The sustained media interest surrounding Tesco’s entry into the mortgage market this year has left me nonplussed. On the one hand, as an industry we are expressing our need for new lenders to step into the market, yet when we have one we get defensive because it may be direct-only. The suggestion from some sources […]


Targeting talent

The industry needs to nurture the next generation of advisers and training schemes or apprenticeships could be the way forward


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