The manager of a fake documents website has taunted the police and mortgage len-ders to take action to shut him down.
Earlier this month, Mortgage Strategy reported that brokers are the biggest clients for Replicadoc. co.uk’s fake ‘novelty’ bank statements, payslips and utility bills.
The Metropolitan Police says it is considering action to close down all websites providing fake documents.
But Dominic Green, general manager of Replicadoc. co.uk, says the police could close websites such as his down if it wanted to. Green also taunts the banks whose documents he fakes, saying they could get a court order stopping the website if they wanted to for breaching copyright.
Last week, edeus highlighted how easy it is to obtain fake documents after one of its junior staff members commissioned Replicadoc.co.uk to provide proof of a £200,000 salary.
She received a package including an HSBC bank statement, a payslip and a British Gas bill for £80.
The website supplied Halifax account details for a cash payment, details of which have now been passed to both the bank and the police. Halifax says it is investigating the issue.
But Green says: “Legally, this is a grey area. Banks don’t want to make a fuss and none of them have contacted us to remove their statements as they’d need a court order.”
Alan Cleary, managing director of edeus, is calling on the industry and the police to work together to shut down such websites.
He says: “These documents are not being used for novelty purposes. Brokers should steer clear.”
Donald Fox, principal of Velocity Mortgages, whose firm was targeted by the website, says: “It needs to be closed down and soon.”
Replicadoc.co.uk is registered to John Bryson, but Green says Bryson “likes to stay in the shadows given the nature of the business”.