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Taking responsibility to prevent a disaster

The reason none of us likes to think about the worst case scenario is, I believe, because we all like to think we’re invincible.


Who wants to confront the idea that they may one day become seriously ill or struggle to make ends meet?

Human nature means none of us wants to think about issues like illness as it’s a frightening thought.

We have recently done some consumer research which backs up the theory that many of us would rely on friends or family in a financial crisis but most of us would be unable to help if our friends or family came to us needing a financial helping hand.

It is human nature not to want to think about the prospect of being unable to work and therefore having to find a source of income but the fact is, being unable to work through illness is always possible.

Having no adequate safety net in place could mean major difficulties in keeping up with mortgage bills and day-to-day expenses.

Although we’d all like to think we could ask our nearest and dearest for help, they may not be able to, so we all need to have a degree of personal responsibility.


Top of the League

Top Of The League – the competition that seeks to reward the best talent in the broker market – has returned for another season. Launched by Woolwich mortgages from Barclays in 2010, the aim is to offer intermediaries an opportunity to scoop fantastic prizes, such as the Barclays Premier League Player Of The Month trophy. […]

Amendment vital to welfare reform bill

After publication of the Welfare Reform Bill last year, many expressed concern about its plan to pay housing benefit direct to tenants instead of landlords.

Artemis Investments’ Outlook for 2016

Political change and the ‘normalisation’ of interest rates mean 2016 is likely to be another interesting year. But what will it bring for equities – and bonds? Here, a number of Artemis’ managers share their views. Click here to read the full article


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