The proportion of income needed by Scottish borrowers to pay their mortgage each month fell to a 14-year low in Q2.
The Council of Mortgage Len-ders revealed last week that borro-wers in Scotland used just 9.3% of their income to service their loans, the lowest share since 1996.
Some 12,700 loans for house purchases worth £1.4bn were advanced in Scotland in Q2, up from 9,800 worth £1.1bn in Q1.
This was a larger increase than that seen in the UK as a whole but Q1 had been artificially weak across the whole country due to the end of the stamp duty holiday at the turn of the year.
Kennedy Foster, policy consul-tant at CML Scotland, says: “It’s encouraging that mortgage interest payments as a share of income costs the least out of any region.”