The article in which Moneyfacts says the margin between mortgage rates and the cost of funding to lenders through the swap rate market stands at an all-time high is silly.
Even a basic grasp of economics teaches us that when demand outstrips supply then prices increase.
At the moment demand for loans is greater than the ability to supply so margins will increase.
Moneyfacts continues to tread a ridiculous path where it wants to be seen as a consumer champion while continuing to mislead the public.
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