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Income protection is the more vital cover for everyone

In response to the news that almost one-third of new mortgages do not have life cover associated with them, according to Defaqto research, I think this should be more focussed on those who don’t have income protection.

There can often be many good reasons for not having life insurance, for example, if you are single with no children. But income protection is a necessity for those who relies on their income to maintain their lifestyles – and isn’t that just about everyone?

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Northern Rock promises to bring back £99 mortgage fee

Northern Rock last week pledged that its £99 mortgage application fee offer would be back despite having to pull it last Monday. The lender originally announced on August Friday 20 that it was re-ducing its application fee for resi-dential purchase and buy-to-let mortgages from £250 to £99. But it says that due to an internal […]

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LAST WEEK’S WINNER

“The Mortgage Strategy wage negotiations are getting tougher every year.” RACHAEL WILKINSON

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Guidance is needed not scaremongering

I am sure I was not alone in being shocked by headlines in The Sunday Telegraph recently suggesting interest rates could hit 8% in two years. In much smaller print it was pointed out that this was radical new research and could only happen if a number of key factors were to collide. They were […]

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