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Advantage Home Loans enhances procuration fees

The announcement enhances all deals placed on its Branded S500 range – funded by Southern Pacific Mortgages – by a further £400 provided that the business is submitted on their new generic application form and that it completes by December 31 2004.

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Bristol and West launches products suite

The nine products include discounted and fixed rates, as well as three self-certification mortgages. Offering value to borrowers concerned about long term base rate movements are the five year fixed rate at 5.59% and the sevenyear at 5.69%. In the shorter term, the two year discount offers a useful set of benefits for remortmagers, including […]

Protection money Protection money

With downward pressure on mortgage procuration fees, brokers should be looking to cross-sell other products as an additional source of income. Protection products would seem to be an obvious choice but across the board the sale of these has been low, creating what the industry is calling a protection gap. This means there is a […]

Landlords plan to remortgage in 12 months

Almost two-thirds (63%) of existing landlords, responding to a major property investor show survey of property investors, have declared their intentions to remortgage within the next 12 months. In contrast, The Council of Mortgage Lenders says only 15% of all residential mortgage holders over the past year have remortgaged. This implies that investor landlords are […]

KRS says regulation will make its life easier

The firm says regulation will make its life easier and be quite straightforward, as it specialises in lifetime mortgages unlike most brokers and IFAs who are generalists. Dean Mirfin, business development director of Key Retirement Solutions, says: “We are lucky. Regulation is going to make life easier for us and we have already done a […]

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Pension Wise — now taking calls…

Those with decent-length memories will recall that in the 2014 Budget statement George Osborne announced the new (and entirely unexpected) pension freedoms. The new rules come fully into force in less than two weeks.