Of course, unpredictable weather should hardly be a surprise to those of us who live in the British Isles.
Most people, especially those living north of the border, know better than to leave the house without an umbrella or to pack away their winter woollies because summer is on its way.
But when it comes to financial matters, are people as prepared?
Have they thought about how unpredictable life can be, never mind the weather?
How many wait until there is an emergency in their lives before they realise just how financially unprepared they are?
Life is full of uncertainties and it’s impossible to predict when something such as a serious illness might strike.
Financial worries will be the last thing a person wants to think about if they or a member of the family have been diagnosed with a critical illness.
That is why it is so important for people to sit down with a financial adviser who can assess their situation and discuss all the options available to them.
We might not have any control over the weather but at least we can help customers control their financial future by making sure they have solid financial foundations and the right protection cover in place.