View more on these topics

Caption Competition

caption competition

Can you put the boot into your nearest and dearest to win a chocolate box? Submit a witty caption for the photo above and you will be automatically entered into our competition. Remember, the funnier it is, the more likely you are to win. What are you waiting for? Email printable captions only to


FSA Letters 480

FSA launches crackdown on sales incentive schemes

The FSA is ordering financial services firms to overhaul their sales incentive schemes and pay appropriate redress following a year-long investigation into how such incentives drive misselling. The regulator has this week published a report into the way misselling is motivated by high-volume, target-driven bonuses and pay structures. Between September 2010 and September 2011, the […]

Zurich pays out in 91% of critical illness claims

Zurich paid out in 91 per cent its critical illness claims in the first six months of the year, which is unchanged from the last six months of 2011. Over the period 411 claims were paid out, with payments totalling £32.7m. The largest single claim paid out was for £1.05m. Around 1.5 per cent of […]

Wenda Field

Advisers needed despite technology

The Mortgage Market Review will put a significant amount of work onto the plates of mortgage brokers with, among other requirements, the need for affordability checks by intermediaries and records of advice to be kept for three years. Whether the buck stops with the provider or the intermediary as to whether a particular mortgage is […]

Moody’s downgrades European Union outlook

Moody’s Investors Service has downgraded the long-term issuer outlook for the European Union from stable to negative, but has kept its Aaa rating. According to the ratings agency, the outlook reflects negative outlooks assigned to Aaa-rated key contributors to the European Union, including: Germany, France, the UK and the Netherlands. The four account for 45 […]


News and expert analysis straight to your inbox

Sign up