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Walking and eating need exams just as much as borrowing

I was interested to read about the idea for an exam to be taken by prospective home owners.

In this day and age of hidden dangers, these sorts of initiatives should be supported thoroughly.

Might I also offer some other suitably sensible and well thought out suggestions:

  • A theoretical sexual activity exam and a ban on practical activity unless the prospective participants are able to produce a completed certificate.
  • Walking also carries many hazards so a similar certificate is required. Foot discs displaying this should be worn by everyone when using public footpaths, with heavy penalties for those walking without displaying their qualification on a valid disc.
  • It has been known for people to suffer injury while eating – even death – so a ’cutlery and consumption’ certificate would be helpful in reducing these dangers.
  • I also think we have become quite rude and disrespectful as a nation, especially when we are abroad, so a ’polite and pleasant’ qualification should be earned before a passport is issued.



Industry commemorates Thomas

The mortgage industry is being invited to pay tribute to Kensington’s chief risk officer Paul Thomas, who suffered an aneurysm and passed away last month. Kensington is to hold a commemoration service to celebrate his life at the RAC Club in London’s Pall Mall next Tuesday, May 11. Thomas was well known in the industry […]

Charity boss calls for home ownership exams for FTBs

Malcolm Hurlston, chairman of debt charity Consumer Credit Counselling Service, says mortgages for first-time buyers should be sold like driving licences and applicants should have to sit exams. In a speech at CCCS’ recent annual convention Hurlston called for the Financial Services Authority to issue certificates to anyone buying their first home. He told attendees […]


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