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Readers back higher Stamp Duty threshold

A massive 86% of Mortgage Strategy Online readers want the chancellor to increase the minimum Stamp Duty threshold in the Budget. First-time buyers need all the help they can get following the demise of 125% LTV deals.

This week, Mortgage Strategy asks: “Will a code of conduct for packagers help them improve their service to brokers?”

Q: Should the chancellor increase the minimum Stamp Duty threshold in the Budget?


How to understand your customers and retain them

US academic and business expert Dr Robert L Phillips believes that with 1.4m mortgage loans up for review in a very tricky market, UK lenders should be reviewing their pricing and retention strategy and address the challenge of optimum pricing

Foundering on the Rock

John Rowland, analyst at Cicero Consulting, casts Liberal Democrat Treasury spokesman Vince Cable as the Grim Reaper, as chancellor Alistair Darling, still playing for time, opts for Cable’s original solution to the Northern Rock problem – nationalisation

Charity calls for new form of PPI

A leading charity has proposed a new form of mortgage payment insurance to help the growing number of borrowers at risk of repossession. Rather than traditional payment protection insurance, the Joseph Rowntree Foundation is recommending that a compulsary form of cover for first-time buyers, with a 25% contribution from both the government and lenders, could […]

HIPs trials reveal 72% consumer satisfaction

The publication of the Housing Ministry’s Home Information Pack area trials results reveal 72% of consumers are fairly or very satisfied with HIPs.The results also show a 10% reduction in the time taken to reach exchange of contracts reducing the stress incurred during this period of great uncertainty and allowing consumers to plan their move […]

piggy, cash, money

A tailored approach to protection

By Ian Smart, Product Architect, Royal London In an ideal world, clients would be able to afford as much protection cover as they wanted, but few would describe current times as anything approaching ideal. But this doesn’t mean that they have to indulge in an either/or decision that results in missing out on some essential […]


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