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Mutual lack of joined-up thinking

Is John Goodfellow, chief executive of Skipton Building Society and chairman of the Building Societies Association, being subversive or has the society been caught short when it comes to joined-up thinking?

This question arises following the receipt of invitations from the building society to Mortgage Strategy journalists to an Oasis concert at Wembley Arena on October 16.

The problem is that they also received invitations – from Goodfellow himself in his capacity as chairman of the BSA – to the BSA’s annual lecture the very same night, when the speaker will be Paul Lewis, presenter of Money Box on BBC Radio 4.

It was a difficult decision to make for the younger journalists but the good news for the Skipton is that Wembley won. On the other hand, that may be bad news for Goodfellow, depending on which hat he’s wearing.

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A few surprises this month, with some familiar names reappearing in unexpected places and others just disappearing, at least for the time being.

Leads for less than bus ticket

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Cricket - thumbnail

England vs Australia: pensions

Well, the cricket season is here, and England and Australia are stepping up to the wicket. Although we compete with each other in the sporting world, when it comes to pensions, Australia’s pension programme is held up as a model for our auto-enrolment initiative. Auto-enrolment was introduced because people weren’t saving enough into their pensions, and it is still early days but signs are positive. However, in Australia, saving into a pension is compulsory, and in fact employers are the ones who have to pay in. Employees in Australia can make additional contributions into their pensions, but they don’t have to. Should the onus be on the employer or employee to save? Well in the UK we think it’s both, but to get ‘adequate’ savings for retirement it’s the employee who has to pay more in.

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