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Amber amends self-cert range

Amber Homeloans Limited has amended its self-certification range by launching a new discounted rate mortgage with a maximum LTV of 85%.

Brokers now can choose from three discounted self-certification loans, in addition to increased discounts on the existing products in the range.

Self-certification Discount (Maximum 75% LTV)

  • 2.50% discount off standard variable rate (currently 5.89%) until October 31 2003
  • Current pay rate 3.39%
  • Self-Certification Discount (Maximum 85% LTV)

    • 2.25% discount off standard variable rate (currently 5.89%) unti October 31 2003
    • Current pay rate 3.64%
    • Self-Certification Discount (Maximum 90% LTV)

      • 1.75% discount off standard variable rate (currently 5.89%) until October 31 2003
      • Current pay rate 4.14%


Mortage Express&#39 100% football to kick off soon

As the football season approaches, Mortgage Express is giving footy fans another good reason to celebrate by relaunching its football prediction game.Previously known as Fax Football, the new online version, 100% football, offers players the chance to put their football knowledge and prediction skills to the test.Competitors have to register themselves as a manager (either […]

Intermediaries predict rise in specialist lending

Research published last week reveals that mortgage intermediaries expect specialist mortgage lending — including buy to let, self-certification and sub-prime — to continue as an area of business growth. These are the findings from the first quarterly Specialist Mortgage Adviser Regular Tracking (SMART) index commissioned by BM Solutions. The full findings from the BM Solutions […]

IMLA voices its concern over qualification numbers

The Intermediary Mortgage Lenders Association has voiced concern at the alarming level of apathy among intermediaries over the mortgage advice qualifications.Current MCCB rules require that mortgage advisers should have passed either the CeMAP or the MAQ qualification by December 31 2002 but IMLA&#39s research indicates advisers are not completing their qualifications.IMLA suggests confusion over the […]

House price rises start to show signs of slowing

New figures show the rate of house price growth slowing down as some economists voice fears of a crash in property values around London, writes Harriet Williams.The latest Hometrack survey shows the national rate of house-price growth dropping back to 1.2% in July following a 1.8% rise in June and a 2.6% increase in May. […]


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