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Stroud & Swindon raises SVR

Stroud & Swindon has increased its SVR by 0.25% to 7.29% which will affect existing borrowers from February 1.

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FSA bans IFA from doing business

The Financial Services Authority has banned independent financial adviser, George Robert Piggott, from all regulated activities in the financial services industry.The Financial Services and Markets Tribunal found that in his dealings with customers and in the courts, Mr Piggott knowingly relied on forged documents, recommended lying to an insurance company and threatened some clients with […]

Annual interest costs borrowers

One sixth of mortgage lenders calculate interest on an annual basis leaving consumers thousands of pounds out of pocket, warns Moneyfacts.co.uk.It says where interest is calculated on this basis, borrowers do not see a reduction in interest month-by-month as they bring down their balance with monthly repayments.Julia Harris, mortgage analyst at Moneyfacts.co.uk, says: “If you […]

Paaleads launches telephone leads service

Paaleads.com has launched a qualified by telephone service for mortgage leads, which enables leads to be passed onto intermediaries in an instance.This service means that while on the phone, a paaleads.com team member will confirm the lead is actively seeking mortgage advice and is in a financial position to proceed.Once qualified, each lead can be […]

Crash prediction misses the point

A prediction that a terminal crash in the housing market will undermine confidence in property investment forever is likely to be wide of the mark, says Sally Laker

Canada Life annual IHT survey results

75% of wealthy unaware of new residence nil rate band IHT allowance Just 4% were aware the new allowance will be up to £175,000 per individual Lack of awareness of IHT rules means families risk paying a bigger bill than they need 83% think the current inheritance tax rules are far too complex A remarkable […]