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House prices rise faster in Scotland

Bank of Scotland’s house price index for Q4 2006 reveals that the annual rate of house price inflation in Scotland is 12.5%. This is above the UK average house price inflation of 9.9%. The index also shows that prices in Scotland rose by 3% in Q4 2006, which is below the UK quarterly rise of 4.2%. Over the past five years house prices in Scotland have almost doubled, rising by 97%. The average price of a house in Scotland is now £126,639, 32% less than the UK average.


Packagers say sourcing systems are not useful

Trigold and Mortgage Brain were given a unanimous vote of no confidence by packagers at Mortgage Strategy’sMortgage Packager Summit in Nice, France last week.

When saying no is the best advice

Sometimes you have to tell a client you can’t place their case and although it’s not pleasant, it is often the right thing to do for everyone, says Sue Read

Praxis opens office in NI

Praxis has opened a dedicated office in Northern Ireland days after announcing a new lender partner and the relaunch of its commercial arm. The office, in County Antrim, opened on January 15. Fintan Monaghan heads the Praxis NI team as well as national mortgage service Switch 2. He says he is looking forward to the […]

Energy certificates may cut emissions

The National Home Energy Rating scheme says Energy Performance Certificates are a good way to tackle climate change and promote energy efficiency. Austin Baggett, head of the NHER scheme, says: “The housing sector is responsible for nearly 30% of the UK’s carbon dioxide emissions. EPCs are a neat way to promote energy efficiency.”


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