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Coventry eases B2L criteria

Coventry has reduced the rental income requirement on its buy-to-let deals to 120% for LTVs over 65%. It has also doubled it maximum loan per property to £1m and increased the maximum number of properties to 10.

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Stroud & Swindon raises SVR

Stroud & Swindon has increased its SVR by 0.25% to 7.29% which will affect existing borrowers from February 1.

Energy certificates may cut emissions

The National Home Energy Rating scheme says Energy Performance Certificates are a good way to tackle climate change and promote energy efficiency. Austin Baggett, head of the NHER scheme, says: “The housing sector is responsible for nearly 30% of the UK’s carbon dioxide emissions. EPCs are a neat way to promote energy efficiency.”

Equity Advice in Cotswold link

Equity Advice has formed a partnership with Cotswold Mortgage Services. The telephone-based advice centre will promote its services to more than 100 members of Cotswold. Its services are accessed via a web-based referral process. It is not necessary for network members to hold Financial Services Authority permission for equity release as Equity Advice advises clients […]

Why we all need to back the housing underdog

The UK loves an underdog. There is something irresistible about the story of the little guy standing up to the established players and leaving them with a bloody nose, whether it is Henry Cooper putting Muhammad Ali on the mat or the Wallabies trouncing the Kiwis in rugby. At the Conservative Party conference, LendInvest championed […]

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