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em-homeloans offers buy-to-let product with Rooftop

em-homeloans, the branded lending division of em-, is offering a buy-to-let product in conjunction with rooftop mortgages.

The Rx product range features an LTV of 85%, with no proof of rental required and a 5.5% fixed rate with no overhang on mortgages and remortgages.

Simon Mouncher, operations director at em-, says: “This buy-to-let product is just one of the many products available from our branded lending partner rooftop mortgages. We are expecting this particular product to attract a significant level of business from our broker community especially when coupled with our popular free valuations no application fee offer.”

Alison Beech, sales and marketing director from rooftop, says: “Rooftop has been working hard over the last few weeks to refresh and develop our range to include lifetime trackers and some very competitive fixed rates including this buy-to-let product.

“Working closely with our packaging partners means we are well placed to respond to the needs of the intermediary community and this is just the start of our plans.”


Homebank Mortages appoints Atkinson as CEO

Homebank Mortgages, the Northampton based national mortgage broker, has appointed Rupert Atkinson as chief executive officer. Homebank recently completed a major review of its strategy and working practice in the wake of the changes in the regulatory framework.Atkinson says: “I have worked for Homebank over the last five years and been part of its growth. […]

B&B purchases loan portfolio of 410m from GMAC-RFC

Bradford & Bingley has purchased a mortgage loan portfolio from GMAC-RFC for 410m. This is the fourth and final purchase resulting from an agreement made in January 2005 to acquire up to 1.4bn of loans during 2005 from GMAC-RFC.The purchase, funded from B&B’s existing resources, has been made by Mortgage Express, its wholly owned subsidiary.This […]

GMF boss said he would set his company lawyer on me

From Dave Rogers Our arrangement was cancelled after 10 leads and I witheld payment for those obviously going nowhere i.e. they could not be contacted, were already placed elsewhere, were curious but not really interested, or were “looking for a house in Bolton”. I spoke personally to GMF boss Gavin Flanagan who demanded the balance […]

Market defies pessimists and the outlook is stable

The intermediary market is at the heart of HBOS’ mortgage business. More than 70% of our mortgage business is now introduced through brokers. We have an excellent combination of new and established colleagues in our top team determined to continue to make life difficult for our competitors. We have defined more distinct boundaries between the […]


Five ways to make your employee focus group session a success

by Debra Corey, group reward director  You just planned and booked what you thought was the perfect vacation for you and your family. You call everyone together to share the great news and instead of receiving sounds of glee and delight, you receive groans and complaints.Your youngest says: “I hate beaches, didn’t you know that?” (You think to […]


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