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BM Solutions launches self-cert range

BM Solutions today launches a range of self-cert products.

The range offers a variety of deals, including competitive rates, cash backs and remortgage products. It includes a two year tracker at 5.09%, a five year tracker at 5.09% and 1,000 cashback, and a remortgage at 5.35% fixed until March 1 2007 with refunded valuation and free remortgage service.

All of the rates are available at 85% LTV.

Martin Reynolds, head of sales at BM Solutions, says: “These strong additions to the range provide brokers with a well rounded self-cert offering. Brokers can now secure products with up to 90% LTV directly from Teamed with a five star level of service, BM Solutions offers brokers the necessary support to provide the complete broker service to their clients.”


Insurance brokers may have to disclose their commission

Insurance brokers may have to disclose their commission rates to clients if plans from the Financial Services Authority are implemented. If brokers’ don’t improve their handling of conflicts of interest under the Treating Customers Fairly policy, rules will be enforced by the FSA. This threat comes in the form of a letter to insurance brokers […]

Freedom Lending signs 50% deal with MPLC

Freedom Lending, the Wilmslow based specialist mortgage lender, has agreed with Mortgages PLC to sell at least 50% of its mortgage production during 2006. The flow agreement enables MPLC to accelerate the growth of its mortgage book, while giving Freedom Lending the confidence to boost its mortgage sales knowing it has a guaranteed buyer of […]

Internet Insite

Mortgage Strategy’s weekly guide to what’s hot and what’s not on the web. Kevin Paterson takes a look at lender websites, working his way from A to Z

Lenders gear up for online challenge

With regulation now firmly embedded in the mortgage industry, lenders can focus on getting their online systems in shape.

Strong dollar can be a powerful driver of UK dividend growth in 2015

By Robin Geffen, fund manager and CEO 

This year threatens to be a challenging one for UK dividend hunters. Last year saw an all-time record amount paid out in UK dividends — some £97.4bn, according to research from Capita Dividend Monitor. Yet as Capita also pointed out, out the biggest single factor driving the growth in the fourth quarter of last year was easy to identify: the rising US dollar. 

In our view, this trend is much more than simply a one-quarter phenomenon. It is actually the most profound issue to get right as a UK equity income investor in 2015. We believe that the US dollar will continue to strengthen significantly from its current level. This is due more to the US economy’s demonstrable de-coupling from the rest of the world than to a view on the UK. The US has a strong chance of tightening monetary conditions this year without jeopardising growth or de-stabilising its housing market. The same can unfortunately not be said about the UK.


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