View more on these topics

CML appoints Scottish policy consultant

The Council of Mortgage Lenders has announced the appointment of John Breslin as its policy consultant in Scotland.

The lender body has also launched the CML Scotland policy programme – Meeting the challenges for lending and housing in Scotland.

Breslin has worked both in local government and as finance director with Scottish Homes before being seconded to the Scottish Executive for four years. His appointment reflects the growing pace of change in housing in Scotland since the creation of the Scottish Parliament.

The CML Scotland policy programme covers a range of issues affecting CML Scotland and its members including promoting sustainable home-ownership; home improvement and repair; private renting; social rented housing and flooding.

Breslin says: “I am delighted to be joining CML Scotland at a busy time for housing in Scotland. Mortgage lenders are crucial to the provision of good quality housing for the people of Scotland. Lenders provide finance across the whole spectrum of housing, including private and social sector landlords, and their experience can make a valuable contribution to a wide range of housing policy.”

CML chairman Graham Waddell adds: “At 63%, the level of home-ownership in Scotland is rising but lags behind the rest of the UK. One of our key priorities is to improve sustainable access to the housing market for first-time buyers.”

Recommended

Britain&#39s elderly facing tough times

Britain&#39s seven million retired homeowners could be suffering unnecessary financial hardship, research from savings and pensions giant Prudential says. The average retired homeowner is sitting on £9 worth of property for every pound they have in cash. In Greater London the figure rockets to 1:18, but is more conservative at 1:6 in Scotland. John Malone, […]

Workshops to explain direct option to brokers

Corporate Training Partnerships is launching a series of workshops for brokers who opt for direct authorisation come Mortgage Day. Each of the day-long events will feature a seminar covering one of a variety of topics including understanding the fit and proper test, requirements to become an approved person and how to maintain approval. CTP says […]

Give good service and the good referrals will follow

From Simon ChalkI wholeheartedly support the FSA&#39s proposed ban on cold calling. Unsolicited phone calling is tacky, outdated and has no place in a professional sector. Everyone hates being cold called at their business or worse, at home. The inference is that the recipient is being sold to rather than advised, which does not sit […]

Staffordshire unveils discount and fixed rate ranges

The Staffordshire is launching a range of limited issue discount and fixed rate mortgages. Discount rates will start as low as 2.89% with two-year fixed rates from 3.49%. The society has also reduced its standard variable rate to 5.44%, and its loyalty rate for borrowers of more than five-years to 5.04%. Applicants taking out one […]

Creating opportunity out of change

By Denise Wond, marketing manager The buy-to-let market has recently been the subject of a raft of tax changes, all of which make it a less profitable and less appealing proposition for investors. In response, we’ve seen a dip in demand for BTL mortgages and that’s bad news for many advisers who will now be looking […]

Newsletter

News and expert analysis straight to your inbox

Sign up