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Barclays director to advise FSA

The Financial Services Authority has appointed Naguib Kheraj, former finance director at Barclays Group, as senior adviser to its Supervisory Enhancement Programme. The scheme will implement the recommendations of the Northern Rock inquiry that criticised the regulator’s handling of the crisis.

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Recession not expected, says IMLA survey

A survey by the Intermediary Mortgage Lenders Association reveals 44% of respondents expect two quarters of negative economic growth, but none expect a recession.

FTBs’ share of market falls

The National Association of Estate Agents has revealed first-time buyers’ share of the mortgage market fell from 11.7% in February to 8.3% in March. It blames tighter lending criteria caused by the credit crunch.

Lenders should hike not slash proc fees

Tightening criteria, direct-to-consumer product ranges and lenders considering proc fees cuts – there’s been a lot for brokers to contend with recently.

The death of retirement – a boost for protection?

According to our recent report on the death of retirement, changes in workplace pension provision mean that coming generations of retirees could have a radically different experience of retirement from their parents. The average contribution rate into an old-style final salary pension was around 20% of total wages, the statutory minimum for a new automatic […]

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