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B2L prospects are good, say brokers

The Mortgage Works says brokers are optimistic about landlords’ prospects this year. Some 44% of respondents polled by the firm think investors will not only maintain their existing portfolios but grow them.

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C&G raises its rates

Cheltenham & Gloucester has raised its rates for the second time in three weeks.

Bailout may not be enough to save PM

How many more redundancies will it take before Prime Minister Gordon Brown realises he needs to help the mortgage industry? The loss of 50-plus jobs at edeus last week is another hammer blow to the market and a sure sign, if one were needed, that the worst is yet to come.

HSBC thrives as rivals retreat

HSBC and First Direct have recorded their best lending figures for five years as competitors withdraw from the mort- gage market.A spokesman for HSBC, which lends direct to consumers, says the surge in business levels has come because other lenders have reduced their presence in the market.He says: “We’ve been able to maintain a market […]

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Pension Wise — now taking calls…

Those with decent-length memories will recall that in the 2014 Budget statement George Osborne announced the new (and entirely unexpected) pension freedoms. The new rules come fully into force in less than two weeks.

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