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Trafalgar Homeloans boost for brokers

Ian Balfour, sales and marketing director, says: “This is a fantastic offering. Trafalgar now offers lower rates and loadings across the core range along with increased income multiples of 4.5 + 1 or 3.5 x joint. Self-certification percentages have been increased for employed and self employed alike and the rental income cover required on the buy to let schemes have actually been reduced. To top it off, there are two 95% products in the extra light and light adverse range. All in all this is a win – win package for our brokers and their clients.”

John Webster, Preferred Mortgages managing director, says: “The relationship with SMS is a text book example of how successful a branded lending relationship can become. The new products and pricing are a result of the influence which Preferredís unique branded lending model allows to our partners as well as the working relationship which has developed between us.”

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LIME announces roadshows

The LIME hosted roadshows have been carefully engineered to help advisers establish a more informed and competitive position for Mortgage and GI regulation. Having recently received its full part IV FSA authorisation, LIME believes it is in the best position to support advisers successfully through the regulatory maze. Key industry figureheads Paul Smee, director general […]

Mortgage Trust reduces mass market buy-to-let fixed rate to 5.95%

Reduced from their previous fixed rate of 5.99%, the product also boasts a lower arrangement fee, 85% LTV and no MIG. With no early redemption charges applicable beyond the fixed rate duration, the latest product from Mortgage Trust is ideal for property investors looking for the certainty of a low rate for a set period. […]

LIA calls for annual health statements from FSA and Ombudsman

In a response to the FSA&#39s CP 04/12 on the ombudsman service, the LIA has suggested that these annual reports could draw attention both to areas of concern and also to areas where industry performance is satisfactory or above average. John Ellis, the LIA&#39s public affairs director, says: “In this way, a balanced view could […]

A warning about network tactics that lie ahead

As Mortgage Day approaches and the rush to join networks begins, I have a warning about the dodgy tactics likely to be employed by some networks. I have been a member of an L&G-backed network for the past three months after embarking on a new venture under my own banner for the first time in […]

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