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KRS welcomes SHIP home reversions code

Colin Taylor, managing director of Key Retirement Solutions, says: “The code is great news for consumers. In the lead up to regulation of home reversions by the FSA, the code will strengthen consumer confidence by providing a more robust, tough advice and sales process which complements mortgage regulation.


“The high calibre complaints board is a further sign of how high on the agenda consumer protection is for SHIP members offering reversion schemes.

“I believe that this will create a more level playing field between home reversions and lifetime mortgages, allowing the issue of regulation not to be the prime consideration when making a recommendation to a client, or in the client&#39s own selection. Product suitability will be at the front of the advice process once more.”



Focus on what is profitable

Isn&#39t it ironic that the best advice is often the simplest? I can&#39t help but agree with what Richard Koch says. Essentially his advice centres around being focussed and analysing every business activity. But all too often business people, including those in senior roles at large organisations, fail to follow the 80/20 principle. And isn&#39t […]

Demand for Ombudsman over-stated, says MCCB

Speaking at the Mortgage Strategy Live conference in Manchester yesterday, Richard Fox, compliance director at The Mortgage Code Compliance Board says that, based on his experience, very few cases have got as far as FOS and few will in the future. He told delegates: “There is very little for FOS to deal with. We have […]

Interactive Investor moves to Moneyfacts for personal finance data

Building on the existing investment services – including £10 share trading, an award winning fund supermarket, CFDs and more – Interactive Investor&#39s strategy sees it widening its offer to become a complete financial service. The service will place equal emphasis on mortgages, loans, credit cards, banking, savings, life insurance, pensions, tax and financial planning. Given […]

A photo finish for West Bromwich mortgage customers

The free portrait will be offered to customers who complete a mortgage application form at the society&#39s Leicester branch Maz Mashru has built a world-wide reputation in the photographic industry for his creativity, excellence and ability to create art through a lens. This has led to him to winning numerous accolades and awards, gaining him […]

The future of active management is now

Fees under pressure. Regulatory moves against closet indexers. Rapid advances in financial technology. Shifting sentiment among investors. Such mounting challenges have led to widespread speculation about active management’s shrinking future. But a closer look inside intelligent portfolio construction today tells a story of expanding roles, added value, and innovative risk-adjusted, lower-cost solutions. Four investment experts […]


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