Newcastle has launched a five-year term Guaranteed Property Bond with returns linked to any growth in the Halifax house price index. The bond’s return is based on 110% of any growth in the Halifax index and has a full capital guarantee, which means that provided it is maintained for its full term, the capital invested will be returned in full, even if the index falls. The bond has a minimum investment of £1,000 and maximum of £1m.
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Dickinson Dees has been involved in the first successful property transaction using a Home Information Pack in the government-backed trial. The firm utilised searches from SearchFlow, an electronic conveyancing search service that provides a one-stop solution for sending and receiving property searches.Dickinson Dees is the first law firm to launch its own HIP service. Its […]
From Danny O’Sullivan Richard Griffiths is right to point out that sourcing systems are already obsolete and non-compatible with many lender websites. He is also correct in saying that a web-based solution for brokers is the only one that makes sense. But one important piece of the jigsaw remains, will lenders cooperate? Haven’t there been […]
The Royal Institution of Chartered Surveyors has been approved as part of the Dispute Service component of the Department for Communities and Local Government’s Tenancy Deposit Scheme.Gillian Charlesworth, head of regulation policy at RICS, says: “RICS is delighted to be approved as part of Dispute Service component of the DCLG’s Tenancy Deposit Scheme, thus obtaining […]
Cheshire has introduced an 18-month fixed rate bond at 5.18% AER for investments above 5,000 and 5.14% AER for investments between 1,000 and 4,999. With a minimum investment of 1,000 and a maximum of 2,000,000, the bond enables investors who are able to tie up their money for the 18-month period, to benefit from guaranteed […]
The pace of change in the pension’s space has been little short of astonishing, and has left thousands of employers struggling to keep their pension policy compliant, and also on the right side of current best practice and governance. Many employers, and indeed many in the pensions industry itself, would like to see a period of no change during the next term of government. This would give all sides a chance to catch up and draw breath.
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