The Financial Services Authority has signed a memorandum of understanding with US regulator the Commodities and Futures Trading Commission, to strengthen cooperation on the exchange of regulatory information.
Neil Lewis, chief executive officer of Property Secrets believes that first- time buyers will start to consider purchasing their first property abroad rather than the UK. He says with super-charged growth, European property markets such as Poland, Czech and Romania enable UK buyers to make quick returns with low initial investments, whilst the UK market […]
After a certain amount of jockeying for position – and following Sto-nehaven’s confirmed membership of Safe Home Income Plans – the league tables for single advance and drawdown lenders now line up somewhat differently than before.
Openwork and GMAC-RFC have called for brokers to use credit checks when searching for sub-prime products to minimise possible discrepancies when cascading takes place.Paul Shearman, mortgage proposition director at Openwork, says: “Cascading will push down a mortgage if any part of a client’s credit check is declined, and that should always be avoided in sub-prime.“Without […]
Paragon Group has revealed profits of 82.8m, with lending up by a whopping 82% in the 12 months to September 30 2006.Paragon originates loans primarily via its two brands – Paragon Mortgages and Mortgage Trust. New loans rose from 1.7bn in 2005 and for the first time exceeded 3bn. Total buy-to-let mortgage balances outstanding grew […]
Effective communication of your pension scheme is a large part of getting auto-enrolment right. Delivering the same message to all employees is not necessarily the way to go. To assist you with the communication of your pension scheme, we have provided some key areas to think about, such as:
- What to consider when segmenting your workforce
- How to communicate to pension scheme members at the right time in their member lifecycle
- What topics you should be discussing with your pension members
- The new pension freedoms and the importance of communicating them
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