Freedom Lending has added a range of three-year fixed rates to its product portfolio. All the products are priced at the same level as its current two-year fixes, and start from 5.43% depending on the product and LTV. Highlights include self-cert to 90% LTV at 5.88% and buy-to-let to 85% LTV which uses both rental and earned income, priced at 5.88%.
Borrowers have a choice of either paying a completion fee of 1.25% for prime, very near prime and near prime products or 1.50% for buy-to-let products. Alternatively they can pay a fixed fee of £595 across all products.