HERO OF THE WEEK is the Association of Mortgage Intermediaries for the excellent work it does on behalf of brokers. Its director Robert Sinclair and the team have the sole mission of make our working lives better.

VILLIANS OF THE WEEK are those in the industry and media who persist in banker bashing. It is time to move on. Banks need our encouragement if they are going to lend more. It is only through this that we will see economic growth.