View more on these topics

Pink launches new Bristol & West fixed rate deal

Pink Home Loans has joined forces with Bristol & West Mortgages to launch an exclusive five-year fixed rate.

The product offers a rate of 4.59%, fixed for five years, and is available up to 95% LTV, with the MIG paid by Bristol & West.

Tony Jones, managing director at Pink Home Loans, says: “This product is ideal for borrowers who require the certainty of a fixed rate and set monthly payments, such as first-time buyers. Another key benefit of the product is that it allows the client to borrow up to 95% LTV without incurring a higher lending charge.”

A minimum loan size applies of £15,001 for purchase and £25,001 for remortgages. The maximum loan is £999,999 up to 75% and maximum LTV of 95% up to £150,000.

Redemption fees apply of 7% of amount repaid for one year, followed by 6% for two years. The introducers fee is 0.3% or a minimum of £150.


Tell their Lordships what you think of regulation

From Brian LentzI am writing to urge brokers and IFAs to express their views on forthcoming regulation of mortgages and other financial services to the House of Lords. The Lord&#39s Constitutional Committee is currently reviewing the constitutional implications of all proposed legislation, as well as that which underpins government bodies such as the FSA. The […]

BMS offers advice on healthy homes

Homeowners should take advantage of this week&#39s cold weather to give their home a winter MOT, says BM Solutions. Matthew Grayson, a spokesman for BM Solutions, says: “Every homeowner has a list of odd jobs which need doing around the house and the recent cold weather is likely to have added yet more to the […]

The mortgage mole

Feel the burnsJust over Christmas, Mole gamely stuck with the spirit of alcohol to celebrate Burns&#39 night in London&#39s Boisdale eatery. Described as being “dedicated to preserving traditional Scottish fare,” Mole must confess to being slightly put off by the “Mini-roast MacSween Haggis”. But the prospect of sampling the 150 wines and 165 single malt […]

Healthy boost for insurance sales

IFAs claim that the January health boom is doing wonders for insurance business. Manchester-based IFA Hacker Young says attention to health has focussed people&#39s attention on insurance such as critical illness, life insurance and income protection cover. Harvey Rosenfield, an IFA at Hacker Young, says: “There is certainly more interest in health insurance and life […]

Five ways to invest in the connected world

Smart utility metering; fitness trackers; connected cars; smart factories; precision agriculture: the internet of things encompasses myriad applications. But how do you gain exposure – and profit – from this growing trend, asks Neptune fund manager & CTO Ali Unwin. Read more: Important information Investment risks Neptune funds may have a high historic volatility rating […]


News and expert analysis straight to your inbox

Sign up