Total lending to individuals grew by £9.4bn (1.1%) in December – £0.6bn higher than November's rise, figures from the Bank of England reveal.
The three-month annualised growth rate rose to 14.7% from 14.6% in November.
Secured lending outstanding grew by some £7.5bn or 1.1% in December, £0.1bn higher than the rise in November. Gross advances were £0.6bn higher at £20.9bn.
The number of loans approved for house purchase in December was 116,000, seasonally adjusted, compared to the average of 120,000 in the three months to November.
Consumer credit grew by £1.9bn or 1.2% in December, seasonally adjusted, £0.5bn higher than November's rise.