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Next Intelligence unveils life protection panel

Next Intelligence has launched a life protection panel for the directly authorised market. The panel comprises Bright Grey, Friends Life, Legal &
General and Pru Protect.

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Countrywide offers lenders low LTV business to offset high-risk lending

Countrywide is trying to tempt lenders into offering high LTV new-build mortgages by offering to put more lower LTV business their way, in a bid to mitigate risk. Capital requirements on 90% LTV deals can be up to eight times higher than those on low LTV products, making lenders reluctant to lend on them. Speaking […]

HSBC online decisions take just 20 minutes

HSBC has launched an online service which can give customers a mortgage decision within 20 minutes. It is also letting existing customers transfer their mortgage to any of the bank’s deals within just 15 minutes.

Government on the wrong track with planning policy

In the September 12 issue of Mortgage Strategy Jason Orme wrote an article on foreign housing models and their relevance to the UK and I took issue with a lot of what he had to say. House builders are sitting on land with planning consent for around 200,000 houses and flats, which they are not […]

Life cover for life

Jennifer Gilchrist Proposition Lead – Design, Royal London When someone mentions whole of life plans, most people will think of a niche product that serves as an inheritance tax planning tool for high-net-worth clients. And it’s really not surprising they’ve been pigeonholed in that way because before the arrival of RDR in 2013, that’s more […]

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