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Swaps reacted to the MPC minutes with a sharp fall and it seems we could be seeing QE2 in the near future. It’s a shame Kensington withdrew
its high LTV deals, but well done to Halifax for extending its core range


Hero of the week is Aldermore for launching a 95% LTV product with Hitachi Capital through Barratt Homes. Aldermore is doing its best to launch innovative deals on an almost weekly basis well done to it.


Villains of the week are rogue claims firms ripping off consumers and brokers. Please sign Mortgage Strategy’s e-petition on its homepage to lobby for claims firms to be made to pay out on erroneous claims your support really does count.



Time to ditch the jargon

American author Mark Twain has been credited with saying “I wanted to write you a short letter but I didn’t have the time”.

Financial services stays at Vertex after division sell-off

Vertex has confirmed that its financial services business will be unaffected by a sell-off of its private sector division to Capita Group. Capita has bought the division for £40.5m, which includes areas such as utilities and telecommunications, encompassing clients like Marks & Spencer and Scottish Power. But a spokesman for Vertex has confirmed that financial […]


Negative equity still on the prowl

Despite optimistic talk of a reviving housing market, the shadow of negative equity still hangs over thousands of home owners. So lenders need to understand the dynamics of price changes when planning lending strategies so they can help clients in this situation, not hinder them


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