Debating the new homes problem

The UK is desperately short of homes but new-builds are dogged by cautious LTVs and inconsistent valuations. Our round table discussion tries to get to the bottom of these issues and find ways to kick-start the sector

Standing from left: Paul Howard, head of intermediaries, Nationwide; Iain Laing, chief risk officer, Nationwide; John Wakefield, manager, New Home Mortgage Services; Nigel Stockton, financial services director, Countrywide; Ian Andrew, head of intermediary sales, Nationwide; Paul Woodward, partner, Derngate Associates; John Cupis, managing director, Sesame Bankhall; David Thornton, divisional chief executive, Persimmon Homes; Adrian MacDiarmid, head of mortgage lender relations, Barratt Developments;

Seated: Andy Frankish, commercial director, Mortgage Talk; Alison Beech, head, Valunation