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Pink cuts rates

Pink Home Loans has improved rates across its branded lending range funded by First National. Fixed rates are now 0.25% better than the old range and discounts have been increased to 1.65% for one-year and 1.15% for two-year discounted products.

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Buy-to-let investors desert capital

Research from Landlord Mortgages, the specialist buy-to-let broker, revels that sky high property prices in London have seen investors desert the capital for more lucrative opportunities in other regions. Only 8.56% of all rental properties purchased over the last year were in London, which boasts the most expensive average buy-to-let properties (223,997). This is 5% […]

Lenders should innovate rather than charge high fees

From Wesley Davidson Why has almost every buy-to-let lender decided to charge fixed rate 1% and 1.5% fees? It seems there is a ‘low rate, high fee’ bandwagon on the move. The Mortgage Works started the wagon rolling and since then lenders have jumped on it in droves. In most cases I have brokered I […]

Nationwide fires salvo in mortgage price war

Nationwide today fired the next salvo in the mortgage price war with the launch of a mortgage challenge it says can’t be beaten by Halifax, Abbey, C&G, Woolwich, HSBC, NatWest and Northern Rock – more than 50% of the mortgage market.Borrowers with any lender who are looking to remortgage are invited to take the challenge, […]

Preferred appoints head of legal

Preferred have appointed Ron Simms to the role of head of legal. Simms reports to the chief operating officer and is responsible for protecting Preferred’s interest in its day-to-day mortgage dealings and ensuring legal compliance across the business. He will work closely with the head of compliance.Before joining Preferred, Simms spent three years at Nationwide […]

Champion the small-scale developer

Traditional development finance must price in project and liquidity risk, but if your project is completed and you have begun selling units you could be eligible for cheaper funding, writes Matthew Tooth of Lendinvest. A product which prices purely for liquidity risk is one way to help developers lower their costs. This type of product allows […]

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