Research from GMAC-RFC reveals around half of all brokers still blame affordability for preventing more first-time buyers getting onto the property ladder.The company had previously published research showing most 20-somethings who had not purchased a property had chosen not to. These were dubbed ‘POP’ers – people putting off purchasing. GMAC-RFC did the research to prove first timers’ decisions to buy are not affected by affordability and property size. But a more recent GMAC-RFC survey shows most brokers still believe affordability is the major thing holding back borrowers. Asked ‘What do you think are the main factors preventing first-time buyers from owning property’, 42% said affordability is the main issue, the second biggest being the deposit.