Mortgage Express has launched a two-year self-cert product fixed at 5.99%.
It has also cut rates on existing products by up to 35 basis points.
The two-year fixed self-cert has an arrangement fee of 999, and is
available at up to 90% LTV.
MEX has also repriced its three-year fixed rate self-cert at 5.44%.
The product, which has an arrangement fee of 1.5% of the total loan, is available at up to 90% LTV.
Andrew Gerber, head of self-cert mortgages at MEX, says: The variable income of many self-cert customers means fixed rate mortgages can be a very attractive option.
Our highly competitive products enable customers to obtain peace of mind by locking into a fixed rate mortgage with a best buy rate.